Social Security payments are important for many people, including retired folks, people with disabilities, and families who have lost a loved one. But sometimes, you might not get your Social Security check in a certain month.
Understanding the Social Security Payment Schedule
Social Security payments usually come on these days, depending on when your birthday is:
- 1st to 10th of the Month: Payments arrive on the second Wednesday of the month.
- 11th to 20th of the Month: Payments arrive on the third Wednesday of the month.
- 21st to 31st of the Month: Payments arrive on the fourth Wednesday of the month.
For example, if your birthday is between the 1st and 10th, you get your check on the second Wednesday. This system helps spread out payments so banks aren’t too busy all at once.
The 5 Months When Social Security Will Not Send a Check in 2025
Sometimes, there are special reasons why you might not get a check in a particular month. This usually happens because of holidays or weekends. In 2025, there are five months when some people might not get their Social Security check:
- January 2025: January 1st is New Year’s Day, a federal holiday. If your check was supposed to come on January 1st, it will probably arrive earlier in December 2024 instead. So, you might not get a check in January.
- May 2025: Memorial Day is on the last Monday in May. If your check was supposed to come around this holiday, it might arrive earlier in May or even in April. You might not get a check in May.
- July 2025: July 4th is Independence Day. If your check was scheduled close to this day, you might get it in late June instead. So, July might not have a check.
- November 2025: Veterans Day is on November 11th and Thanksgiving is on the fourth Thursday in November. If your check was supposed to come around these holidays, it might come earlier in October. You might not get a check in November.
- December 2025: Christmas Day is on December 25th. If your check was supposed to come around this time, it might be sent earlier in December or even in late November. You might not get a check in December.
What to Do If You Don’t Receive a Payment
If you don’t get your Social Security check in one of these months, here’s what you can do:
- Check the Schedule: See if your payment was sent earlier because of a holiday.
- Contact Your Bank: If you get your payment by direct deposit, make sure there were no problems with the deposit.
- Contact Social Security: If you still haven’t received your check, call the Social Security Administration to find out what’s going on.
Avoiding Issues
To make sure you get your payment on time, keep your bank information and mailing address up-to-date. Also, keep track of holidays that might affect your payment.
Social Security Payment Schedule for 2025
| Month | Why Payments Might Not Be Sent | Reason |
|---|---|---|
| January 2025 | No payment for some recipients | New Year’s Day (Federal Holiday) |
| May 2025 | No payment for some recipients | Memorial Day (Federal Holiday) |
| July 2025 | No payment for some recipients | Independence Day (Federal Holiday) |
| November 2025 | No payment for some recipients | Veterans Day and Thanksgiving Day (Federal Holidays) |
| December 2025 | No payment for some recipients | Christmas Day (Federal Holiday) |
Conclusion
Knowing when you might not get your Social Security check in 2025 can help you plan better. Holidays can affect when payments are sent out, so be sure to check your payment schedule and keep up with any changes.
Why might I not get my Social Security check in January 2025?
New Year’s Day is a holiday, and payments might be sent earlier in December 2024.
What happens if my payment is due around Memorial Day?
Payments might be sent earlier in May or even in April, so you might not get a check in May.
What if my payment is due close to July 4th?
You might receive your check in late June instead of July.
How can I find out if my payment was sent early?
Check the Social Security payment schedule, contact your bank, or call the Social Security Administration if you haven’t received your check.